Myth #1
MYTH: “Independent advisors aren’t as secure as big-name firms.”
FACT: Your money is held by trusted third-party custodians like First Clearing or Schwab—offering SIPC insurance and safeguards just like wirehouses.
Myth #2
MYTH: “They don’t have access to the same investment options.”
FACT: Independent advisors often have more flexibility in investment choices, technology platforms, and planning tools—because they’re not tied to a proprietary product shelf.
Myth #3
MYTH: “Wirehouses offer a more professional or experienced level of service.”
FACT: Many independent advisors left wirehouses to provide higher-quality, client-first service—without corporate quotas.
Myth #4
MYTH: “Going independent means going it alone.”
FACT: Independent advisors are backed by robust networks of custodians, technology partners, compliance firms, and investment research—offering the strength of a team without the bureaucracy.
Your Advisor Should Work for You—Not a Firm.
Discover the difference an independent, client-first approach can make.
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*Content is for informational purposes only. Neither the information nor any opinion expressed in this content constitutes an offer by Cottonwood Wealth Strategies to buy or sell any securities or financial instruments, or to provide any investment advice or service.