You Already See It. Together We Help Them Do Something With It.

For CPAs and bookkeepers who work with business owner clients.

You’re already in the room.

You see the P&L. You see the distributions. You watch retained earnings climb year after year. What many of your clients may not have is a plan for where that wealth goes next: who gets it, how it’s structured, and what it costs them if they wait.

You’re closer to that conversation than almost anyone else in their life.

That’s not your job. And it shouldn’t be.

Your job is to keep the numbers right, the filings clean, and the tax exposure as low as legally possible. That takes everything you have, especially during peak season. Building a forward-looking wealth strategy on top of that isn’t a gap in your service. It’s just a different discipline.

Cottonwood Wealth Strategies exists to fill that gap without stepping on yours.

We don’t go around you. We go with you.

When your client asks about investment strategy, estate planning, or what happens financially when they sell the business, you need a solid resource to point them to. Somewhere that respects the tax structure you’ve built and the role you continue to play in the client relationship.

That’s what we’re here to be. We come in as the wealth strategy partner, handle the planning conversations that fall outside your scope, and keep you in the loop. You remain central to the tax and accounting relationship.

Here’s what the partnership looks like.

Together we identify the problem, and together we identify a solution. You make an introduction when it makes sense; we take it from there.

The lane separation is clear: Cottonwood handles wealth strategy: investments, estate coordination, business succession, retirement income planning. You retain the tax and compliance relationship. We coordinate with you, not around you.

When a client has a significant liquidity event or a tax-related question, we coordinate with you as part of the planning process. That’s not just courtesy; it helps support a more coordinated strategy.

If you have clients who are accumulating wealth faster than they’re planning for it, let’s talk about what a referral relationship would look like for your practice.

Schedule a 20-minute call →

Cottonwood Wealth Strategies is a fee-only wealth management firm based in Utah, serving business owners and high-net-worth individuals across the country.

Disclosures:

Content is for informational purposes only. Neither the information nor any opinion expressed in this video constitutes an offer by Cottonwood Wealth Strategies to buy or sell any securities or financial instruments, or to provide any investment advice or service.

Cottonwood Wealth Strategies does not provide legal, tax, or accounting advice.